AEX Commercial Financing Group


  Reliable and Effective Options for Small Business Financing 

Commercial Loans and Short-Term Working Capital (U.S. only)





Commercial Financing

Working Capital

Commercial Mortgage Loans

 AEX Business Financing 




BUSINESS FINANCING UPDATE:
  • Until further notice, AEX is not charging any fees for most short-term working capital financing.
  • AEX now provides small business loan programs throughout the U.S. and has recently reduced professional fees for their business finance consulting and commercial financing programs. 
  • Numerous business lenders, commercial loan brokers and small business finance companies have recently gone out of business due to adverse financial conditions.
  • AEX Commercial Financing Group continues to be a reliable and effective source for working capital, business consulting, merchant cash advances and business loans.
  • For prudent small business owners, firing your your bank and your banker has become both a more acceptable and necessary solution when your business is unable to obtain sufficient working capital financing and business finance help. Commercial borrowers are increasingly realizing that they must look out for their own best interests because it is unlikely that their business banker is up to the task anymore.
  • Please contact Stephen Bush for important commercial finance updates and candid business financing advice — AEX Small Business Financing and Working Capital

Commercial Loans

Commercial Mortgages

 AEX Short-Term Working Capital Financing — AEX Small Business Loans 

Working Capital

SBA Business Loans

Short-term Working Capital —

  • Refinance commercial line of credit

  • Credit card factoring

  • Payoff current merchant cash advance

  • Short-term working capital loans


    •  Follow us on Twitter — aexbushfour 


    Long-term Small Business Loans —

    Refinance business debt

    SBA business loans

    Business opportunity financing

    Commercial real estate loans





    AEX Commercial Finance Funding Press Release Excerpt:

    Business Finance Consulting Activities Expanded by AEX Commercial Financing Group

    AEX has recently expanded their commercial finance consulting practice in response to a growing demand by small business owners for specialized help in dealing with more complicated commercial loan procedures and problematic commercial lenders. The AEX business finance consulting efforts are designed to give businesses effective and timely strategies for dealing with the recent turmoil in credit and financial markets. According to Stephen Bush, Founder and Chief Executive Officer for AEX, "In order to immediately help small business owners resolve many working capital finance complications that have emerged during the recent financial crisis, AEX Commercial Financing Group is devoting increased efforts to ensure that we will be able to assist as much as possible. For example, we have discontinued our small business loan officer training program to allow us to spend more time on individualized consulting with business borrowers. We have also reduced fees for our services in order to make AEX business loan and consulting programs more affordable for small businesses." Three of the high-priority business funding issues to be addressed by AEX are avoiding problems with SBA loans, refinancing business debt and identifying new sources for working capital financing.

    Other recent AEX press releases —

    • New Commercial Finance Sources for Working Capital and Small Business Financing
    • Working Capital Journal Coverage About Recent Business Finance Decisions by Lenders
    • AEX Sets the Record Straight About Availability of Commercial Financing
    • Free Working Capital Financing and Small Business Loans Analysis

    Please contact Stephen Bush at AEX Commercial Financing Group for more detailed information about small business finance funding and AEX press releases - Business Consulting


     AEX Commercial Loans — AEX Short Term Working Capital 




    AEX     provides commercial financing throughout the United States.

    AEX has reduced fees for most business consulting and small business loan programs.

    AEX offers a commercial loan referral fee program.

    AEX uses a highly-specialized and individualized business funding strategy for each commercial borrower.

    AEX small business finance programs include:

    1. Working Capital Cash Advances
    2. Commercial Mortgage Loans
    3. Working Capital Management
    4. Small Business Consulting
    5. Specialized Commercial Properties: Golf Course Financing and Funeral Home Loans (plus others)
    6. SBA Loans and SBA Business Loan refinancing


    Small Business Loans

    We appreciate hearing about how we have done with our efforts to help small business owners throughout the United States. Here are four recent (and unsolicited) comments about our small business finance services:

    • This business financing website (AEX COMMERCIAL FINANCING GROUP) is certainly like a breath of fresh air in terms of straightforward comments and suggestions. Extremely helpful in every possible way for a small business owner.
    • Loved your website. Plain, simple and to the point.
    • Unique and helpful content for a small business financing site. Unusually candid and practical commercial finance advice.
    • Exceptionally helpful small business finance website. Concise and understandable analysis of realistic business financing options available to commercial borrowers.


    Our website provides an efficient way for us to communicate in a timely manner about key business finance issues, but it is not practical to include updates concerning all critical developments on our “front page”. For example, here is one of our recent observations (please keep in mind that we encourage commercial borrowers to contact us directly for candid advice) —

    How to Reduce Commercial Debt and Small Business Bank Financing — Because of serious deficiencies with commercial banking services, a growing number of business owners are seeking advice about how to reduce small business debt and commercial bank financing. Business borrowers should evaluate if there are realistic alternatives to replace their current bank financing and commercial debt. For example, a small business with a bank line of credit that is about to be reduced or eliminated (as is now happening on a broad basis) would explore business financing options to obtain working capital financing elsewhere. Another effective commercial finance option is for small business owners to analyze whether it is feasible to permanently reduce commercial debt and small business bank financing. With this approach, commercial borrowers would focus on reducing their overall business debt rather than merely finding a new home for their business loans. To the extent that many small businesses find that they still need some bank financing, a worthy goal would be ensure that business owners find a good (effective) bank to replace a bad (ineffective) bank.


    Up to $25 Million — AEX Commercial Loans and AEX Working Capital Programs

    AEX Business Cash Advance Programs — Credit Card Processing Advances

    Practical Advice — How to Avoid Problems with Small Business Loans

    Individualized Strategies — Business Finance Consulting


    AEX Small Business Finance Funding Report Excerpt:

    Guerrilla Tactics for Small Business Loans - A Short Survival Guide for Commercial Borrowers

    It is increasingly likely that small business owners will need to resort to aggressive use of guerrilla loan tactics when seeking appropriate small business finance funding. In the current commercial lending climate, business borrowers should not hesitate to do whatever it takes for their business to survive. These suggestions should be considered by most commercial borrowers in the early stages of their commercial financing search due to the growing failure of banks to provide a normal level of business funding. Because the current business lending climate can be accurately described as hostile and confusing due to complicated commercial finance programs and banks which predominantly are not functioning in a normal manner, here are several guerrilla financing tactics which are likely to be helpful (and necessary) for most commercial borrowers:
    • Business Consulting as a First Line of Defense
    • Determine Whether Your Bank is a Good Bank or a Bad Bank
    • Be Prepared to Fire Your Bank and Your Banker
    • Business Cash Advances and Other Short Term Financing Options for Working Capital
    • Additional Guerrilla Financing Tactics for Small Business Survival (updated regularly by AEX)
    This report illustrates the importance for small business owners doing whatever it takes to survive in a tough business climate. In addition to the guerrilla financing tactics described, there are several other important small business loan options which should be considered by commercial borrowers before finalizing their commercial loans, SBA financing or commercial mortgages.


    For a related discussion of how important it is for small business owners to be more pro-active in their working capital financing, please review the "Business Consulting" section on this website - Small Business Loans

    Small Business Survival Guide — Working Capital Guerrilla Financing Tactics

    Additional recommended AEX Reports:

    • Working Capital Loans - finding reliable sources and new funding options
    • Zombie Banks - identifying “dead banks walking” before small business loans are obtained
    • Commercial Financing Help - avoiding predatory commercial lenders
    • Firing Your Banker - replacing ineffective lenders for commercial loans

    For more details about the full report or other AEX commercial finance funding reports, please contact Stephen Bush.


    Small Business Financing

    Some Business Finance and Commercial Real Estate Financing thoughts from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:


    In today's increasingly challenging financial environment, non-traditional commercial lenders should be actively considered for most business financing situations. AEX has consistently completed difficult commercial loans and working capital funding for restaurants, funeral homes, gas stations, golf courses and other special purpose commercial property. Funeral home loans and golf course financing have especially become rare commodities, and we are particularly pleased when AEX can help by providing unique and hard-to-find small business loan programs. 


    AEX Commercial Financing Group can help most commercial borrowers immediately with effective business finance funding programs and straightforward advice such as the following:

    • Practical commercial finance guidelines about which lenders should be avoided.
    • Business funding solutions that eliminate most commercial mortgage loan difficulties.
    • How to avoid 10 key problems when obtaining a business cash advance.
    • New (and effective) sources for short-term working capital financing.

    Please contact us directly for our assessment of key commercial finance funding issues likely to impact your specific business situation.

    For a summary of critical difficulties to avoid with credit card receivables factoring (obtaining working capital by using credit card processing for merchant cash advances), please see our "Working Capital Advances" Summary - Working Capital Finance

     AEX Business Financing 

    Commercial Financing



    Commercial Loans

    Important Changes Impacting Commercial Financing:

    One of the most critical trends effecting small business financing and working capital loans has been the extent to which changes have occurred recently. To highlight some of these changing guidelines for commercial finance funding, we have added a summary page entitled "Business Finance Changes” that includes a brief discussion of the following:

    1. Firing "Bad Banks" and "Bad Bankers" — Evaluating when to fire your commercial banker
    2. Revisions in stated income commercial loans
    3. Commercial construction loan programs
    4. A shrinkage in the number of business lenders
    5. An increased frequency of business finance funding rejections by traditional commercial lenders
    6. Changes in how business cash advance programs are being used
    7. New alternative business funding programs for working capital management

    We expect even the "temporary" measures to be in place for a lengthy period of time due to the severity of current economic conditions, and some of these measures are likely to end up being permanent — these are serious and real changes that cannot be ignored by business owners as they develop their plans for future financing and refinancing.

    As we have noted in various reports, Plan B Contingency Financing is a promising tool that will assist businesses to cope with possible changes in their working capital loans. Based on this approach, if a business has ANY commercial loans or commercial real estate financing, a Plan B should be formulated NOW for the contingency that alternative financing could be needed soon. Business owners concerned about both current and future business finance funding changes should contact AEX for assistance in implementing this practical and effective strategy for their small business loan and working capital financing programs.

    The multiple and rapid changes that we are now experiencing with commercial financing are likely to result in at least some confusion for commercial borrowers. By having a candid conversation with a commercial loan expert such as AEX Commercial Financing Group, business owners should be more capable of implementing an appropriate strategy for the vast changes which have recently occurred or are about to become effective for most business financing and working capital finance funding throughout the U.S.

    For more detailed analysis of the business finance funding changes noted above,
    please see the AEX "Business Finance Changes" overview - Business Finance


     AEX Short Term Capital Financing  — AEX Commercial Loans 

    Small Business Loans

    Working Capital Management

    Some headlines from The Working Capital Journal:

    • Refinancing Business Lines of Credit
    • What Went Wrong with Commercial Financing for Small Businesses?
    • We’re all in this together - AEX is committed to helping in any way that we can
    • Business Loan Help - preparing for business finance changes
    • Business Finance Consulting
    • Dead Banks Walking - eliminating “zombie banks” from new commercial loans
    • The Working Capital Loans Puzzle


    The Working Capital Journal is published by AEX Commercial Financing Group.
    Please contact Stephen Bush for help involving working capital loans, business cash advances and commercial mortgage loans. For additional observations about strategies for small business loans and working capital funding, please review the "Commercial Finance Review" and "Small Business Comments" pages - Commercial Financing

     Business 

     Finance 

    AEX specializes in short-term capital financing and long-term small business finance programs —

    • Short term working capital financing
    • Short term small business loans
    • Long-term commercial real estate loans

    Commercial Finance Funding and Small Business Consulting Help —

    Commercial borrowers needing help with current commercial loan and working capital management situations should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) at the phone number shown below for individualized and candid advice about appropriate small business loan and short term financing programs. Please see "Contact AEX - Business Financing" page for detailed contact information.

    Small Business Financing

    Working Capital Management


    Stephen Bush — (937) 780-4030




    Small Business Financing Options


     AEX — Practical and Candid Business Financing Options